Q: What type of loans do you make?
A: We make personal loans for just about any reason you need! To explore our loans more, click here.

Q: How long does an application take?
A: An application takes approximately 5 minutes to complete.

Q: How long does the approval take?
A: You should receive an answer within 30 minutes of submitting an application.

Q: What is the minimum amount I can borrow?
A: The loan must be a minimal amount of $500. Depending on collateral, loans can reach a maximum of $50,000 in most states.

Q: Do I have to provide proof of income to obtain a loan?
A: Yes.

Q: Do you require identification, if so, what type?
A: Yes, valid government issued picture identification is required.

Q: If I need a co-signer, does it need to be a family member?
A: No.

Q: Do you consider applicants that have filed bankruptcy?
A: Yes.

Q: Is there a prepayment penalty?
A: No, there is no prepayment penalty.

Q: Can I make a payment online?
A: Yes, learn more here.

Q: How can I pay the loan?
A: Accepted forms of payment include: cash, check, and money order. You can pay by phone for a fee with bank account only. (Law permitting).

Q: Can I pay my account at another branch.
A: Yes, you may pay at any Mariner Finance branch.

Q: If I pay the loan off early do I have to pay all of the interest?
A: No, you only pay interest for the amount of time the loan is open.

Q: Can I set up my account for auto pay through your company?
A: You can only set up auto pay through your bank.

Q: Do I receive a monthly statement?
A: No, you will receive a payment book.

Q: Can I pay my loan payment without a statement?
A: Yes, just make sure you provide your account number on the check.

Q: Can I get my due date changed?
A: Certain situations permit a change of due date. Contact your local branch to find out more.

Q: Are you still affiliated with 1st Mariner Bank?
A: No.

Q: What kind of company is Mariner Finance?
A: Mariner Finance is a consumer finance company.

Q: Do you report to the credit bureau?
A: Mariner Finance reports to Equifax.